Merchant Financing
CL Platform – Equipment & Tool Vendors
Our Brand is Your Brand – White Label
- Financing Equipment, Tools and Specialty Items for any registered business entity
- Specialized in hardware (& software) leases for any business
- 10 Second Approvals (7 credit tiers)
- 10 Minute Finance Agreements (on the spot)
- Carry out merchandise that day
- Vendor is funded the next day, with ZERO Transaction Fees
- Purchases between $500-$15,000
- FICO scores approved as low as 500
- Terms from 12-60 Months, with $1 buy-out at end of Lease
FB Specialty – Instant Consumer Financing for Any Merchant * – Home Improvement Contractors & High-end Retailers
Our Brand is Your Brand – White Label
- Consumer Financing for ‘Anything under the sun’ – trips, toys, home improvements
- HVAC, Deck, Roof, Lawn Tractor, Jewelry
- Flexible Terms / Rate, based on FICO – Funded in 72 Hour
- Like ‘Layway’ – Only Better
- Vendor is funded by Direct loan to consumer, who pays 15% deposit
- Purchases from $250-$15,000
- FICO scores approved as low as 500
- Terms from 12-60 Months
*Guns & Puppy Mills Excluded
C4 Platform
Paradigm Shift
- Recent Federal Laws now permit customer/clients to be charged the typical Merchant CC Processing Fee;
- US gov has been doing for years and many health care providers
- ClubCorp of America recently adapted the policy – saving $10M+ Annually
- Licensed Distributor of the C4 Platform for organizations we identify, which includes both ‘for profit and not for profit’ (captive audiences)
- 3 Point fee charged to buyer-who may alternately pay w/debit card, for a nominal fee
- GLFC is commissioned on any clients we bring to table and we are looking for strategic partners to connect us to likely prospects
Fix ‘n’ Flip Bridge Loans
- Re-hab Bridge Loans – (General Terms)
- 90% Financing – Acquisition Costs *
- 100% Financing Improvements Cost
- 12 Month Term
- Total Loan amount must exceed $75K (Acquisition + Improvements)
- Projected Home Value must have 75% LTV (Post Improvement)
- Qualified Investors Only-(LLC or Corp)
- Comm. Bank Acct 90 days old
- $15K Min Balance at closing
* 75 – 85% if new investor, w/<4 Flips completed
30 Year Fixed Mortgages – Residential Rental Market
- Refinance 4-8 vacation rentals in one loan with one monthly payment
- 30 Year – No balloon
- Purchase or Refinance Options available
- Qualified Property: Residential & Vacation Rental
- 1-4 Unit Single Family property
- Investors Only, as Individual, LLC, Corp or Lmtd Prtnr
- Range of Funds $75K – $1M+
- Max LTV: 80%-Purchases and 75%-Refinances
- FICO: Middle of 3
- Leased or unleased-Must be Rent Ready
- Customized prepayment penalty and buy-down options
- Available 5 Yr interest only option