Merchant Financing

CL Platform – Equipment & Tool Vendors

Our Brand is Your Brand – White Label

  • Financing Equipment, Tools and Specialty Items for any registered business entity
  • Specialized in hardware (& software) leases for any business
  • 10 Second Approvals (7 credit tiers)
  • 10 Minute Finance Agreements (on the spot)
  • Carry out merchandise that day
  • Vendor is funded the next day, with ZERO Transaction Fees
  • Purchases between $500-$15,000
  • FICO scores approved as low as 500
  • Terms from 12-60 Months, with $1 buy-out at end of Lease

FB Specialty – Instant Consumer Financing for Any Merchant * – Home Improvement Contractors & High-end Retailers

Our Brand is Your Brand – White Label

  • Consumer Financing for ‘Anything under the sun’ – trips, toys, home improvements
  • HVAC, Deck, Roof, Lawn Tractor, Jewelry
  • Flexible Terms / Rate, based on FICO – Funded in 72 Hour
  • Like ‘Layway’ – Only Better
  • Vendor is funded by Direct loan to consumer, who pays 15% deposit
  • Purchases from $250-$15,000
  • FICO scores approved as low as 500
  • Terms from 12-60 Months

*Guns & Puppy Mills Excluded

C4 Platform

Paradigm Shift

  • Recent Federal Laws now permit customer/clients to be charged the typical Merchant CC Processing Fee;
  • US gov has been doing for years and many health care providers
  • ClubCorp of America recently adapted the policy – saving $10M+ Annually
  • Licensed Distributor of the C4 Platform for organizations we identify, which includes both ‘for profit and not for profit’ (captive audiences)
  • 3 Point fee charged to buyer-who may alternately pay w/debit card, for a nominal fee
  • GLFC is commissioned on any clients we bring to table and we are looking for strategic partners to connect us to likely prospects

Fix ‘n’ Flip Bridge Loans

  • Re-hab Bridge Loans – (General Terms)
  • 90% Financing – Acquisition Costs *
  • 100% Financing Improvements Cost
  • 12 Month Term
  • Total Loan amount must exceed $75K (Acquisition + Improvements)
  • Projected Home Value must have 75% LTV (Post Improvement)
  • Qualified Investors Only-(LLC or Corp)
  • Comm. Bank Acct 90 days old
  • $15K Min Balance at closing

* 75 – 85% if new investor, w/<4 Flips completed

30 Year Fixed Mortgages – Residential Rental Market

  • Refinance 4-8 vacation rentals in one loan with one monthly payment
  • 30 Year – No balloon
  • Purchase or Refinance Options available
  • Qualified Property: Residential & Vacation Rental
  • 1-4 Unit Single Family property
  • Investors Only, as Individual, LLC, Corp or Lmtd Prtnr
  • Range of Funds $75K – $1M+
  • Max LTV: 80%-Purchases and 75%-Refinances
  • FICO: Middle of 3
  • Leased or unleased-Must be Rent Ready
  • Customized prepayment penalty and buy-down options
  • Available 5 Yr interest only option